The Norman Transcript

Local news

September 14, 2013

Three insurance companies to offer individual coverage under the Affordable Care Act

NORMAN — Three large insurance companies plan to offer health policies to individual Oklahomans at rates ranging from less than $100 to more than $1,000 per month through the new insurance marketplace being set up under the Affordable Care Act.

The rates posted by Aetna Life Insurance Co., Blue Cross Blue Shield of Oklahoma and Coventry Health & Life Insurance Co. for policies they will offer under the health-care law vary widely based on age, geographic location, tobacco use and plan type.

The lowest rate is $61 per month for a Blue Cross Blue Shield policy that requires buyers to pay virtually all of their medical expenses up to $6,350 per year. It would apply only to people below the age of 21 who live in central Oklahoma or Comanche County, which includes Lawton.

At the upper end, a $1,241 monthly rate would apply to smokers over the age of 63 who live in the Lawton area and who choose an Aetna Premier policy with a $2,000 deductible and $10 co-pays for routine doctor appointments.

The rates posted by the insurers do not take into account federal tax credits that will reduce the net cost to many buyers by hundreds of dollars, and in a few cases to zero, depending on their income.

“This is an enormous change,” said Deputy State Insurance Commissioner Mike Rhoads. “Now everybody has the assurance regardless of their health insurance that they can get coverage … It’s the largest change with respect to health insurance since the passage of Medicare and Medicaid in 1965.”

Rhoads expressed concern that the rates posted by insurance companies for the new marketplace appear to be consistently higher than those charged for existing plans, although federal tax credits will soften the blow for most people.

The Oklahoma figures appear to compare favorably, however, with Affordable Care Act rates in other states where rates already have been announced.

Text Only | Photo Reprints
Local news
  • Nova Pettigrew Music community bands together to raise money for 2-year-old’s battle with rare form of cancer

    Two-year old Nova Pettigrew was diagnosed with a rare form of cancer six weeks ago. Her father, former Deli sound technician and musician James Pettigrew, noticed something was wrong when running turned to walking, then limping, then ...

    July 31, 2014 1 Photo

  • Coaches Luncheon Mixon question off-limits at coaches luncheon

    Toby Rowland addressed the elephant in the room even before Oklahoma football coach Bob Stoops, defensive coordinator Mike Stoops and offensive coordinator Josh Heupel arrived Wednesday at Journey Church....

    July 31, 2014 1 Photo

  • Mixon will not participate in practice

    Preseason practice begins for Oklahoma today. Freshman running back Joe Mixon will not be there. The school announced the decision Wednesday night....

    July 31, 2014

  • Sales tax-free weekend set to begin this weekend

    When stores open Friday morning, shoppers may be waiting. Oklahoma’s annual sales tax holiday is slated to run this weekend with the special exemption beginning at 12:01 a.m. on Friday and ending at midnight on Sunday....

    July 31, 2014

  • Deputies cleared, return to work

    Two deputies involved in a deadly shooting earlier this month are expected to return to work today after being cleared by the Cleveland County District Attorney’s Office. “They (the Sheriff’s Office) gave me their investigation, I ...

    July 31, 2014

  • Felonies filed

    The following people were charged with felony counts in the Cleveland County Court Clerk’s Office: · Randall Lee Sherrill, 34, possession of juvenile pornography · Dewey Leon Kinsey, 37, possession of controlled dangerous ...

    July 31, 2014

  • Police log

    Police responded to the following incidents Tuesday: · 12:14 a.m. burglary report, 3000 block of Pheasant Run Road · 5:58 a.m. larceny report, 3900 block of Journey Parkway · 6:52 a.m. larceny report, 2600 block of ...

    July 31, 2014

  • Candle ruled as cause of house fire

    Slaughterville Fire Department extinguished a structure fire seconds after responding to the call around 2:50 p.m. Wednesday at 10701 Maguire Road....

    July 31, 2014

  • Sam Noble museum welcomes Oklahoma Storytellers

    From Sept. 19-21, Sam Noble Oklahoma Museum of Natural History visitors can share their museum experiences with StoryCorps, an independent nonprofit organization dedicated to recording, preserving and sharing stories of people from all ...

    July 31, 2014

  • Nova Pettigrew Deli plans benefit Thursday night for young cancer patient

    Two-year old Nova Pettigrew was diagnosed with a rare form of cancer six weeks ago. Her father, former Deli sound technician and musician James Pettigrew, noticed something was wrong when running turned to walking, then limping, then crawling.
    Pettigrew had never heard of RMS, a rare form of cancer that affects nerves and has hampered Nova’s ability to move, but almost immediately, when doctors at OU Children’s Hospital started intense rounds of chemo, he quit his job to be by his daughter’s side.

    July 30, 2014 1 Photo