NORMAN — Editor, The Transcript:
Many years ago when I was a healthy, young, new teacher, I made the comment to a fellow teacher that I was going to opt out of health insurance.
She said that a couple of years before that, she thought the same thing.
Then, still in her early 20s, she was diagnosed with breast cancer.
She said that now she could not purchase insurance and would be paying her breast cancer medical expenses for many years to come (as would her parents). Her suggestion was “just buy the health insurance and be glad if you never have to use it.” I consider this some of the best advice I have ever received.
When my children entered the workplace, it was the advice I gave them.
Only one daughter’s job didn’t come with health insurance, but she always has researched the best insurance for the best price — a high deductible.
We could help her with $5,000 or $10,000, but major illnesses can cost $100,000 or more.
I think all those people screaming about the individual mandate might need to consider that their future might not always be healthy.