Other positive benefits of the ACA include an elimination of retroactive cancellations, meaning that an insurance company could no longer raise your premiums or cancel your policy just because you filed a claim or accidentally left out information that had no bearing on your health. The act also prevents higher co-pays or co-insurance for out-of-network emergency room services. Additionally, insurance companies must spend at least 80 percent of your premium dollars on coverage, not for exorbitant CEO salaries and benefits. What’s not to like?
If the governor and Pruitt are successful, then 150,000 Oklahomans will be stuck in an insurance hole with no coverage. Not expanding Medicaid means low-income Oklahomans will be denied health care coverage and better health outcomes.
Apparently, Fallin and Pruitt prefer to let your federal tax dollars be spent on health care in other states. The reality is that the ACA is a very good deal for Oklahoma, since the federal government will pay 100 percebt of the cost for the first three years and 90 percent of the cost in 2020 and every year after that. Medicaid expansion could, in reality, save Oklahoma money, since Medicaid would pick up expenditures, currently paid for with state money, by the Department of Mental Health and Substance Abuse Services and also those of the Department of Corrections. One has to wonder what the motivation is of Oklahoma’s Republican leaders to deny us participation in the president’s health care initiative?
Chair of Oklahoma Democratic Party, Norman